Champaign Looks on a Two Buck Chuck Budget: Swimwear Steals Under $40

Beach days are calling, but your wallet’s in retreat—don’t fret, savvy sun-seekers! We plumbed Amazon’s depths to find 68 showstopping suits for $40 or under.

From understated one-pieces that softly say “chic” to eye-catching bikinis that shout “vacay vibes,” these budget gems prove you can look luxe without the splurge.

Lounge, surf, or party in style—no designer price tag required. Towel optional; compliments guaranteed.

Editorial Note: We select items independently. If you buy through our links, we may earn a commission.

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1. Shape, Lift, and Flaunt: The Bikini That’s Got Your Back (and Front!)

Meet the sporty-chic bikini set you’ll want in every color.

Introducing BMJL’s Sporty High-Waisted Bikini—this two-piece stunner combines athletic vibes and bold color blocking for a look that’s playful and flattering.

A supportive crop-style top with adjustable straps and removable padding pairs beautifully with cheeky, high-cut bottoms designed to smooth and shape, boosting your confidence while elongating your legs.

Easy-care fabric makes it perfect for the beach, pool, or any sun-drenched getaway. Available in a vibrant palette to match your summer mood, sizes ranging from XS to XXL.

2. Retro Charm Meets Poolside Glam

Say hello to the CUPSHE High-Waisted Floral Bikini Set! Featuring a twist-front bikini top with adjustable spaghetti straps, it provides customizable comfort and support.

The high-waisted bottoms create a flattering, retro-inspired silhouette that accentuates your curves beautifully. Each swimsuit showcases a unique floral pattern, making yours truly one-of-a-kind.

Available in sizes XS to XL—perfect for beach days, poolside lounging, or tropical vacations. Gift it or grab it—sunshine and confidence included!

3. Frills & Thrills: Dive into Confidence

Meet the SPORLIKE V-Neck Ruffle Monokiniwhere flirty meets fabulous! Featuring a deep V-neckline framed by playful ruffles front and back, it’s designed to flatter every curve.

The adjustable back straps and removable pads ensure comfort and customizable support. Plus, its high-cut leg offers moderate coverage, giving you legs for days.

Available in vibrant colors and patterns, sizes XS–XL. Perfect for beach days, pool parties, or island getaways—your swimsuit game just got upgraded!

4. Sunshine & Shape: Your Secret Confidence Booster

Introducing the CUPSHE Square Neck One-Piece Swimsuit—a chic blend of style and shaping power!

Featuring a square neckline and a beautifully ruched waist to flatter and smooth, this swimsuit gently sculpts your curves.

The cut-out back adds playful charm, while adjustable spaghetti straps provide a tailored fit.

Removable padded cups ensure comfort for all-day wear. Choose from an array of vibrant shades, sizes XS–XXL, and prepare to turn heads at the beach, pool, or wherever your summer takes you!

5. Poolside Pop: Colorblock Your Way to Summer Fun

Get ready to shine in this bold two-piece bikini! Featuring vibrant, contrasting colors, a comfy scoop-neck top with adjustable straps, and high-waisted bottoms designed to flatter your curves, this swimsuit is both playful and figure-friendly.

The smooth nylon-spandex blend ensures a dreamy fit, making it ideal for beach lounging, pool splashing, or chasing waves.

Your summer adventures just got brighter!

6. Sporty Meets Sleek: Dive Into Effortless Style

Meet your new poolside favorite! This ribbed one-piece features a chic scoop neck, low back, and sporty color-block trim that’s both trendy and flattering.

Adjustable straps and removable pads provide custom comfort, while its tummy-control design gently shapes your curves.

Perfect for swimming, sunning, or tropical getaways. Stretchy, breathable, and effortlessly cool—this suit is summer confidence simplified!

7. Sweet & Flirty: Floral Meets Fabulous

Fall in love with this lavender floral bikini set, featuring a flirty triangle top with underwire for a natural lift and adjustable spaghetti straps for custom comfort.

The matching bottoms are high-waisted with a playful lettuce-edge trim, adding vintage charm to your swim look.

It’s perfect for sunny vacations, pool parties, or romantic beach walks. Get ready to bloom with style—confidence and compliments guaranteed!

8. Tropical Vibes & High-Waisted Confidence

This playful two-piece swimsuit features a high-neck crop top with a chic crisscross back and removable padding for customizable support.

Paired with vibrant tropical leaf-print bottoms, the high-waisted design offers excellent tummy control and full coverage, flattering every figure.

Crafted from stretchy, quick-drying fabric, it’s perfect for pool parties, beach vacations, or tropical adventures. Embrace summer with bold style—confidence and charm included!

9. One-Shoulder Wonder: Elegance Meets Coverage

Turn heads in this one-shoulder swimsuit with a chic keyhole detail.

Featuring flattering ruched tummy control and a removable padded bra, it gently sculpts your figure while offering comfortable support.

Its modest, full-coverage design gives you beachside confidence, while the low-cut back adds subtle charm.

Perfect for sunbathing, pool lounging, or beach vacations, it’s stylish swimwear made easy.

10. Bold & Sporty: Your Go-To Bikini

This two-piece swimsuit combines a triangle push-up bikini top with adjustable spaghetti straps and a flattering V-cut high-waisted bottom.

The cheeky high-leg cut bottom highlights curves and elongates your legs, while the stylish color-block design makes a bold statement.

Crafted from stretchy nylon-spandex fabric for comfort, it’s perfect for the beach, pool, or your next getaway.

11. Flirty & Fun: Knot Your Average Bikini

This stylish two-piece swimsuit features a V-neck knotted bikini top with removable push-up padding for great support.

Paired with a high-waisted, high-leg thong bottom, it gives you a sleek, elongated look.

Stretchy, comfortable, and fully lined, it’s perfect for turning heads at the beach or pool. Ideal for vacations, swim parties, or lounging poolside—this set delivers the confidence and charm your summer deserves.

12. Bright & Breezy: Your Smocked Summer Essential

This vibrant two-piece swimsuit features a smocked bandeau top with playful ruffled trim and adjustable halter ties for customizable comfort.

The coordinating high-waisted bottoms provide flattering coverage and highlight your curves beautifully.

With its cheerful floral print and comfortable fit, it’s perfect for tropical escapes, lounging poolside, or soaking up sunshine at the beach.

Feel effortlessly cute and confident—summer just got sweeter!

13. Cute Coverage: Swimdress With a Flirty Twist

Feel confident and stylish in this flattering one-piece swimdress featuring a playful tie-knot skirt detail.

Crafted with tummy control fabric and supportive, wide straps, this suit comfortably shapes your curves.

With full, modest coverage that’s perfect for any water activity—from lounging poolside to splashing at the beach—you’ll look effortlessly charming.

Soft, stretchy, and comfortable, it’s your ultimate summer companion!

14. Playful & Bold: Floral Triangle Bikini

Turn heads in this triangle bikini set featuring a fun, tropical print.

The adjustable triangle top with removable padding ensures custom support and comfort, while the high-cut thong bottoms lengthen your legs and flatter your shape.

Soft, stretchy, and vibrant, this suit is perfect for beach lounging or poolside fun—bold style guaranteed!

15. Sleek & Sculpted: Classic V-Neck Swimsuit

Look effortlessly elegant in this one-piece swimsuit with a deep V-neckline and figure-flattering shirring detail.

Designed with adjustable shoulder straps and padded cups for comfort and support, its smooth fabric gently shapes and sculpts your curves.

Ideal for beach getaways or lounging poolside, it’s a timeless suit that flatters every figure—confidence guaranteed!

16. Chic & Sheer: One-Shoulder Mesh Swimsuit

Make waves with this one-shoulder swimsuit featuring stunning mesh cutouts. Adjustable and convertible straps offer versatile styling, while the subtle padding adds support.

Its flattering, high-cut silhouette and sheer accents beautifully showcase your curves.

Ideal for beach vacations, poolside lounging, or stylishly layered with casual wear, it’s a statement piece that effortlessly blends elegance with a touch of daring flair.

17. Vintage Charm: Gingham Bikini Set

This retro-inspired bikini set features a flattering V-neck top with adjustable straps and removable padded cups, paired with a charming high-waisted swim skirt.

The skirt provides stylish coverage with a playful side-tie detail, ensuring comfort and confidence in and out of the water.

Perfect for pool parties or relaxing beach vacations, this gingham set delivers youthful, vintage vibes effortlessly.

18. Classic & Cute: Knot-Front Bikini Set

This high-waisted bikini set features a charming tie-front top with adjustable spaghetti straps and removable padding for a custom fit.

The flattering high-rise bottom provides comfortable coverage, accentuating your curves. Made from soft, quick-drying fabric, this two-piece suit is perfect for beach lounging, poolside relaxing, or your next tropical vacation.

Chic, simple, and effortlessly stylish—summer-ready confidence made easy!

19. Floral Charm: High-Neck One-Piece Swimsuit

Feel beautifully confident in this high-neck swimsuit featuring a chic floral pattern and a flattering ruched front for tummy control.

A stylish keyhole neckline and lace-up back provide adjustable comfort, while removable padding adds customizable support.

Ideal for tropical escapes or relaxing pool days, this suit combines elegance with playful detail—perfectly shaping your figure while turning heads.

20. Fun & Fresh: Ribbed Colorblock Bikini

This two-piece high-waisted bikini features a vibrant colorblock design made from soft, ribbed fabric.

The cropped bikini top offers comfortable coverage with adjustable straps, while the high-cut bottoms visually elongate your legs for a flattering look.

Perfect for poolside lounging or tropical getaways, this swimsuit combines playful style with comfort and confidence.

21. Flirty & Feminine: High-Waisted Drawstring Bikini Set

Step into the sun with confidence in this high-waisted bikini set, featuring a sleek color-block design and playful drawstring ruching on the sides.

The bikini top boasts a supportive, deep V-neckline and adjustable wide straps with push-up padding for extra comfort and lift.

The bottoms offer a flattering fit, delivering tummy control and moderate coverage.

Perfect for vacations, pool parties, or simply relaxing by the beach—stylish, supportive, and ready for summertime fun.

 22. Scalloped Elegance: High-Waisted V-Neck Bikini

This two-piece suit features a delicate scalloped V-neckline and adjustable cross-back straps for a tailored fit.

The high-waisted bottoms deliver comfortable coverage, while removable padded cups offer customizable support.

With its eye-catching design and figure-flattering details, this swimsuit brings both elegance and fun to your summer adventures.

Perfect for poolside lounging, beach days, or tropical getaways, it ensures you look stylish and feel confident every time you hit the water.

23. Bold & Braided: Versatile Reversible Bikini Set

Step out in style with this two-piece set featuring a sleek tank bikini top with back braided straps for a secure, flattering fit.

The standout reversible bikini bottom lets you effortlessly switch up your look, while the padded cups provide extra support and enhance your natural shape.

Crafted from a premium 80% nylon, 20% spandex blend, it’s soft, stretchy, and perfect for quick-drying action.

Ideal for tropical vacations, beach days, pool parties, or spontaneous getaways—this bikini set brings versatility and confidence to your summer wardrobe.

25. Minimal & Marvelous: Ruched Bandeau One-Piece

This versatile one-piece offers two ways to wear: strapless or halter (thanks to a removable strap).

The ruched tummy control design creates a slimming silhouette, while side boning and removable padded cups ensure comfortable support.

A backless cut adds a hint of allure without sacrificing coverage.

It’s perfect for beach lounging or poolside fun—classic style, easy elegance, and confidence rolled into one sleek swimsuit.

26. Sunny & Stylish: Cross-Front Floral Bikini

This two-piece features a twist-front top with removable padded cups for a comfy, supportive fit.

The tie-side bottoms showcase a vibrant floral print, adding a splash of color and fun.

Adjustable straps help you find the perfect fit, and the soft, stretchy fabric keeps things comfy for all-day beach bliss. It’s the perfect pick for your next sun-soaked adventure!

27. Deep V Halter: Tummy Control & Retro Charm

Turn heads in this deep V-neck swimsuit with a ruched front that offers gentle tummy control.

The removable padded cups and adjustable halter tie provide extra support, while the open back keeps things flirty.

It’s a stylish blend of comfort and confidence—perfect for poolside lounging or a sun-soaked getaway!

28. Sassy & Slimming: Halter Tummy Control Swimsuit

This twist-front one-piece features a plunging V-neckline, ruched tummy control, and adjustable halter straps for a secure, stylish fit.

The push-up cups are removable, letting you choose your ideal level of support, while the open-back design keeps it flirty.

Perfect for pool parties, beach days, or tropical escapes, it combines a sleek silhouette with confident coverage.

29. Flirty & Slimming: Color Block One-Piece

This tummy control swimsuit features a wide, supportive waistband with playful drawstring details to customize your coverage.

The push-up bra and adjustable wide straps provide a comfortable, flattering fit, while the color-block trim keeps things stylish.

Ideal for water sports, pool parties, or soaking up sun in resort-ready style!

30. V-Neck Allure: Cross-Back Bikini

This two-piece set showcases a deep V-neck top with removable soft cups for easy customization.

The crisscross self-tie back and spaghetti straps offer a secure, adjustable fit, while the low-rise bottoms add a flirty, modern edge.

Perfect for tropical escapes, pool parties, or sun-kissed weekends—this bikini brings effortless style to every splash!

31. Chic & Captivating: Wrapped One-Piece

This one-piece swimsuit features a wrapped front with a subtly sweetheart neckline and adjustable back tie for a custom fit.

Removable molded cups provide comfortable support, while the soft, stretchy fabric hugs your curves.

Perfect for beach vacations, poolside relaxation, or any summer adventure—timeless style meets modern charm in one sleek design!

32. Crisscross & Lace-Up: Plunge Into Summer

This two-piece bikini features a triangle silhouette top with wide straps that cross in the back, offering secure support and a plunging V-neck for a flirty touch.

The mid-rise hipster bottoms include adjustable lace-up sides, letting you find the perfect fit.

With removable soft cups and stretchy, quick-drying fabric, it’s ready for any sun-soaked adventure!

33. Crisscross Chic: Halter Wrap & High-Waisted Bottom

This two-piece swimsuit highlights a wraparound halter top with a modest V-neck and removable padding for flexible support.

A clasp hook in the back ensures a secure fit, while the high-waisted bottoms feature flattering ruching to smooth and shape your midsection.

Crafted from soft, stretchy fabric, it’s the perfect blend of comfort and confidence—ideal for pool parties, beach getaways, or just catching rays in style.

34. Sporty & Stylish: Mock Neck Zip-Front One-Piece

This short-sleeve swimsuit features a mock neck and a convenient front zipper for easy wear.

The fixed soft cups provide gentle support, while the stretchy, quick-drying fabric keeps you comfortable and confident.

Perfect for beach trips, poolside fun, or tropical getaways—classic coverage with a modern twist!

35. Twist & Tame: Front-Cross Tummy Control One-Piece

This front-cross one-piece features a flattering V-neck and ruched midsection for slimming tummy control.

Removable padded cups and adjustable cross straps offer flexible support, while the tie-back design adds a fun twist.

Crafted from soft, stretchy fabric, it’s a perfect blend of comfort and style for beach days, pool parties, or sun-soaked vacations.

36. Minimal & Flirty: Classic Triangle Tie Bikini

This two-piece string bikini features a halter-style triangle top with removable padded cups for a subtle lift.

Adjustable ties at the neck, back, and sides let you find the perfect fit, while the cheeky bottoms keep things playful.

Soft, breathable fabric adds comfort to your beach or poolside fun—simple, sexy, and always on trend.

37. Swim, Sport & Repeat: Athletic One-Piece

This chlorine-resistant one-piece features adjustable straps and a built-in shelf bra with removable cups for comfortable support.

Fully lined for added coverage, it’s crafted from a durable polyester blend that stands up to regular pool sessions.

Perfect for lap swimming, water aerobics, or beach days—train in style without compromising on fit or function!

38. Sheer & Striking: Tummy Control Mesh Monokini

This one-piece swimsuit pairs a plunging V-neck with mesh waist accents for a flirty, modern vibe.

The ruched midsection smooths and shapes, while adjustable wide straps and removable padded cups provide comfort and support.

Confident coverage meets stylish allure—perfect for your next sunny escape!

39. Minimal & Modern: Tie-Back Bralette Bikini

This two-piece set features a sleek bralette-style top with thin straps, padded cups, and a chic lace-up tie back for a secure fit.

The high-cut bottoms elongate your legs and keep it simple yet stylish.

Perfect for pool lounging or beach adventures—comfort and confidence in one minimalist design!

40. Sassy & Strappy: Cutout Crisscross One-Piece

Show off your playful side with this v-neck one-piece featuring a bold front cutout and adjustable crisscross straps.

The removable padded cups offer flexible support, while the drawstring detail and metal ring add flirty flair.

A blend of comfort and confidence, it’s perfect for pool parties or beach adventures!